TEL: 020-8657921
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TEL: 020-8657921
E-MAIL: service@santakeups.com

Housing mortgage loan

Housing mortgage loan

Using real estate as collateral to get loans from banks, used for decoration, cars and other consumer uses.
1, duration of loan, percentage:
1-10.
the maximum amount of the loan is House appraised value (after taxes) of the 70%.
2, borrowers requirements:
with identity cards, in the age of 22-60 natural.
with a stable job and a stable income and ability to repay the loan principal and interest as scheduled.
to be able to offer himself or herself of the houses as collateral.
3, mortgage, housing conditions of:
proprietary commercial housing, houses, villas, end of business, Office and so on.
procedures in place, can the mortgage registration formalities and listed.
4, the borrower should provide the material:
couples ID cards and Hukou, marriage certificate (if married request).
proof of income (stamped).
loan related material.
original house property certificate.
5, the interest rates and repayment options:
Bank that commercial lending rates.
loan term up to one year, you can choose monthly or quarterly interest, due a one-off debt-repayment; for more than two years of the loan term, you can select a monthly principal and interest or principal repayments.   
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